Msquared Capital is a trusted private credit provider. It sources and evaluates quality borrowers needing finance and matches them with funding from one of our three investment vehicles.
Msquared Capital provides investors with unique access to the Australian private credit market through the provision of registered mortgage investment opportunities, which aim to offer competitive income generation, diversification, and capital preservation. Speak directly to the decision makers to begin your journey into private credit today.
Income G & D
Invest in a diversified portfolio of first registered mortgage investments. The Msquared Mortgage Income Fund has a maximum LVR of 70% for any given loan, and will not have exposure to vacant land, construction, or development loans.
Subscribe to database to receive more information Contact Us
Apr 24 | 8.00% p.a. |
Mar 24 | 7.91% p.a. |
Feb 24 | 7.91% p.a. |
Jan 24 | 7.85% p.a. |
Dec 23 | 7.80% p.a. |
Nov 23 | 7.78% p.a. |
Oct 23 | 7.75% p.a. |
Sep 23 | 7.73% p.a. |
Aug 23 | 7.71% p.a. |
Jul 23 | 7.70% p.a. |
Jun 23 | 7.61% p.a. |
May 23 | 7.61% p.a. |
All returns listed are annualised
RETURN, NET OF FEES
WEIGHTED LOAN-TO-VALUE RATIO (LVR)
MINIMUM INVESTMENT TERM
MINIMUM INVESTMENT
Invest in a diversified portfolio of mortgage investments aimed at ensuring the Fund delivers a higher return for investors. The Msquared High Yield Mortgage Income Fund has a maximum LVR of 80% for any given loan, which includes shorter-term loans with limited exposure to vacant land, construction, or development.
Subscribe to database to receive more information Contact Us
Apr 24 | 10.35% p.a. |
Mar 24 | 10.35% p.a. |
Feb 24 | 10.35% p.a. |
Jan 24 | 10.35% p.a. |
Dec 23 | 10.35% p.a. |
Nov 23 | 10.32% p.a. |
Oct 23 | 10.30% p.a. |
Sep 23 | 10.30% p.a. |
Aug 23 | 10.25% p.a. |
Jul 23 | 10.20% p.a. |
Jun 23 | 9.96% p.a. |
May 23 | 9.85% p.a. |
All returns listed are annualised
RETURN, NET OF FEES
WEIGHTED LOAN-TO-VALUE RATIO (LVR)
MINIMUM INVESTMENT TERM
MINIMUM INVESTMENT
Curate your investment portfolio by investing in individual loan opportunities that suit your risk profile. The Msquared Contributory Mortgage Income Fund assesses LVRs on a case-by-case basis, with limited exposure to vacant land, construction, or development. The Fund targets a net return between 8.00% p.a. and 14.00% p.a. with the return dependent on the risk profile of the underlying loan.
Subscribe to database to receive more information Contact Us
LOAN-TO-VALUE RATIO
Investments in Msquared’s products are not bank deposits and investors risk losing some or all of their capital. *The performance of any Msquared fund and any specific rate of return is not guaranteed. Past performance is not indicative of future performance. †The payment and frequency of distributions is not guaranteed. Investors should consider the relevant fund’s Constitution, Information Memorandum (particularly the Risks section) and relevant Loan Memorandum before making any decision to invest in any fund. Disclosure documents are issued by Msquared Capital Pty Ltd ACN 622 507 297 and Msquared Capital Funds Management Pty Ltd ACN 644 643 274.
Lending Process
Since inception, each Fund has paid monthly distributions, and all loans have been repaid in full. Msquared Capital applies a robust and disciplined credit approach which focuses on five key areas, known as ‘The 5Cs’:
Msquared Capital conducts extensive background checks on the prospective Borrower to help ensure we are lending to someone of good character. We undertake searches demonstrating their past behaviour in relation to prior debt obligations, their repayment history, as well as personal and professional reputation.
A clear exit strategy for the proposed mortgage must be established early in the credit review process. This may include refinancing to another lender at the end of the loan term, or sale of the security property. Another critical consideration is the prospective Borrower’s net asset position relative to the loan amount.
Proposed security properties must be assessed based on the worst-case scenario of Borrower default. This means that the Loan-to-Value Ratio (LVR) should be carefully selected so that recovery in the event of default will be achievable. The quality of the security property, its geographical location, its saleability, and existing security interests on it, are critical factors in Msquared Capital’s assessment of the collateral to a proposed loan. In addition, Msquared Capital engages reputable third parties, including approved valuers, whose reports are thoroughly reviewed before approving a loan.
INFO@MSQCAPITAL.COM.AU
LEVEL 12, 88 PITT STREET,
SYDNEY NSW 2000
STAY CONNECTED
Please feel free to contact us directly or fill out the form to get in touch.
We look forward to hearing from you.
(02) 9157 8608
Info@msqcapital.com.au
Level 12, 88 Pitt Street
Sydney NSW 2000
We use cookies to improve your experience.
(02) 9157 8608
Info@msqcapital.com.au
Level 12, 88 Pitt Street
Sydney NSW 2000
