Privacy Policy & Important Information

THIS WEBSITE

Thank you for visiting our website. The website www.msquared.com.au (‘this website’) is owned and operated by Msquared Capital Pty Ltd ACN 622 507 297, AFSL No. 520293 (Trustee) and Msquared Capital Funds Management Pty Ltd ACN 644 643 274 (Fund Manager), collectively known as ‘Msquared’ or the ‘Msquared Group’.

Your access to this website is subject to the terms and conditions set out in this disclaimer, Msquared’s Privacy Policy and any other notices, disclaimers, statements and other terms and conditions contained on this website (referred to collectively as “the Terms and Conditions”). By accessing this website and other websites through links provided by us, you agree to be subject to the Terms and Conditions current at the time. Msquared may change the format and content or suspend the operation of this website at any time.

GENERAL INFORMATION ONLY

The information contained in this website should be used as general information only. It does not take into account the particular circumstances, investment objectives and needs for investment of any investor, or purport to be comprehensive or constitute investment advice and should not be relied upon as such.

You should consult a financial adviser to help you form your own opinion of the information, and on whether the information is suitable for your individual needs and aims as an investor. You should consult appropriate professional advisers on any legal, stamp duty, taxation and accounting implications of making an investment.

The information is believed to be accurate at the time of compilation and is provided by Msquared in good faith. However, the use of this website is at your sole risk. Neither Msquared nor any other company in the Msquared Group, nor the directors and officers of Msquared make any representation or warranty as to the quality, accuracy, reliability, timeliness or completeness of material in the site or material in websites linked to this website. Except in so far as liability under any statute cannot be excluded, Msquared, its directors, employees and consultants do not accept any liability (whether arising in contract, tort, negligence or otherwise) for any error or omission in the material or for any loss or damage (whether direct, indirect, consequential or otherwise) suffered by the recipient of the information or any other person.

You release, discharge and indemnify Msquared from and against liabilities suffered or incurred by you or by Msquared or any other company of the Msquared Group (including, but not limited to, its directors, officers and employees) as a result of use of this website.

INVESTMENT IN THE FUND

One Managed Investment Funds Limited ACN 117 400 987 AFSL 297042 (OIG) is responsible entity and issuer of units in Msquared Mortgage Income Fund ARSN 682 099 350 (MMIF, Fund). Msquared Capital Retail Funds Management Pty Ltd ACN 679 611 146 is the investment manager of MMIF (Manager). The Manager is a corporate authorised representative (no. 1312858) of One Investment Administration Ltd ACN 072 899 060 AFSL 225064 (OIAL) in respect of financial services provided to ‘retail clients’ (as defined in the Corporations Act) (Retail Clients). The Manager is also a corporate authorised representative (no. 1312533) of Msquared Capital Pty Ltd ACN 622 507 297 AFSL 520293 (Msquared Capital) in respect of financial services (including general financial product advice in relation to the Fund) provided to ‘wholesale clients’ only (as defined in the Corporations Act) (Wholesale Clients). Msquared Capital Pty Ltd ACN 622 507 297 AFSL 520293 (Msquared Capital) is the trustee and issuer of the units in Msquared Contributory Mortgage Income Fund and Msquared High Yield Mortgage Income Fund (MCMIF and MHYMIF, Fund or Funds), which are available only to Wholesale Clients.

The information provided on this website (Information) is general in nature and does not constitute investment or personal financial product advice, and does not take into account your investment objectives, particular needs or financial situation. You should seek independent financial advice.

Past performance is not a reliable indicator of future performance. The payment, specific rate of return and frequency of distributions are not guaranteed. Performance comparisons are provided purely for information purposes only and should not be relied upon. The Information may include information that is predictive in character which may be affected by inaccurate assumptions or by known or unknown risks and uncertainties and may differ materially from results ultimately achieved. All figures and amounts displayed on this website are in Australian dollars. All asset values are historical figures based on our most recent valuations.

Neither OIG, Msquared Capital, Manager nor any of their related entities guarantee the performance of the Funds or the repayment of any investor’s capital, and neither give any representation or warranty as to the reliability, completeness or accuracy of the Information and do not accept liability for any inaccurate, incomplete or omitted information or any losses caused by using this Information. Not an offer to invest. You should carefully consider the respective Fund’s disclosure documents, including Product Disclosure Statement (PDS) and Target Market Determination (TMD) for the MMIF or Information Memorandum and any Loan Memorandum for MCMIF and MHYMIF before making any decision about whether to acquire, or continue to hold, an interest in any of the Funds. Applications for units in the Fund can only be made pursuant to the application form relevant to the Fund.

PRIVACY

We may as a result of your access to this website hold and process personal information obtained about you. However, Msquared is committed to maintaining the privacy of any personal data it holds about you, and does so in accordance with the Privacy Act 1998. Please read Msquared’s Privacy Policy to understand how your personal information will be treated when you use this website.

WEBSITE LINKS

This website provides links to other websites operated by entities affiliated with the Msquared Group as well as links to websites of independent third parties. Those websites which fall into the second category are not affiliated with Msquared in any way. Msquared does not control or endorse and is not responsible for the contents of these linked third party websites, and provides hyperlinks to other websites for your convenience only. Any information, opinions, representations or offers made in those linked third party websites are solely the responsibility of the third parties operating those websites and are not made by Msquared, which makes no representation or warranty as to accuracy or reliability of the information in those websites.

THIRD PARTY INFORMATION AND MATERIALS

This website may provide information, articles and material that are written and prepared by people who are not employees or representatives of Msquared. Such material is provided for your interest and convenience only. The material will be clearly identified as the product of an independent third party. Msquared is not responsible for the contents or accuracy of this material, and the opinions expressed in the material should not be taken as recommendations or opinions of Msquared.

COPYRIGHT, TRADEMARKS AND INTELLECTUAL PROPERTY RIGHTS

Unless expressly stated, the Msquared Group is the owner or licensed user of the copyright and any intellectual property rights in any material, design, technology or concept contained on this website. All rights are reserved. You may use the information for your own personal reference only. You may reproduce the information in hard copy solely for your personal use. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, this website or any portion of this website may not otherwise be reproduced, adapted, distributed, displayed, or transmitted to any other person or incorporated in any way into another document or other material, without Msquared’s express consent.

AUSTRALIAN INVESTORS ONLY

The information is provided for Australian residents or citizens who are currently located in Australia. The information is not an invitation to enter into any legal agreement of any kind. No statement or information in this website constitutes a recommendation, offer or invitation to invest in any investments, securities or products of Msquared or any other company in the Msquared Group. Access to this website may be restricted by law in certain jurisdictions. This website does not constitute an extension of an offer outside Australia.

GOVERNING LAW

These Terms and Conditions are governed by and are to be construed in accordance with the laws of New South Wales, Australia. You agree to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with these Terms and Conditions or this website.

EMAILS FROM MSQUARED LINKED TO THIS DISCLAIMER

Private and confidential emails and any files transmitted with them are intended solely for the use of the addressee(s) and may contain information which is confidential or privileged. If you receive an email from Msquared Limited and you are not the addressee (or responsible for delivery of the email to the addressee), please disregard the contents of the email, delete the email and notify the author immediately.

COMPLAINTS PROCEDURE

If you have any feedback or complaint about this website, please email the details to info@msqcapital.com.au.